Simplifying the "Alphabet Soup" of Medicare
From enrollment windows to prescription drug plans, I help you make sense of your options so you can choose with confidence.
Where Are You on Your Journey
New to Medicare
Turning 65? Your Initial Enrollment Period is a critical window. I help you understand the "Magic 7" months (3 months before, the month of, and 3 months after your birthday) so you can avoid late enrollment penalties and secure the right coverage from day one.
Continuing to Work
65+ and Still Working? You have unique choices. We will compare your current employer-sponsored plan against Medicare options to see which offers better value, lower deductibles, and superior network access. You don't have to leave your job to get the best health coverage.
Understanding the Four Parts of Medicare
Hospital Insurance
Covers Inpatient Hospital Stays, Care In A Skilled Nursing Facility, Hospice Care, And Some Home Health Care.
Medical Insurance
Covers Certain Doctors' Services, Outpatient Care, Medical Supplies, And Preventive Services.
Medicare Advantage
An "All-in-one" Alternative To Original Medicare. These Bundled Plans Include Part A, Part B, And Usually Part D, Often With Extra Benefits Like Dental And Vision.
Prescription Drug Coverage
Helps Cover The Cost Of Prescription Drugs (Including Many Recommended Shots Or Vaccines).
Medicare Supplement (Medigap) Plans
Original Medicare pays for much, but not all, of the cost for covered health care services and supplies. Medigap policies, sold by private companies, can help pay some of the remaining health care costs, like copayments, coinsurance, and deductibles. I'll help you find a plan that fills the gaps without breaking your budget.
How We Work Together
The Discovery Call
We start with a conversation. I gather information about your doctors, hospitals, and current medications to understand exactly what you need.
The Personalized Review
I Research The Market To Find The Plans That Align With Your Medical Needs And Financial Situation. I Present You With Options-never Pressure.
The Enrollment
Once You've Chosen Your Plan, I Handle The Heavy Lifting Of The Enrollment Process, Ensuring Everything Is Submitted Correctly And On Time.
The Yearly Check-in
This Is Where I'm Different. Every Year During Open Enrollment, We Meet Again. If Your Needs Have Changed Or A Better Plan Has Entered The Market, We Make The Switch Together.